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Yes, of course it does 🙂 but do you know what else needs to be insured to be on the road in Sweden?  Here is a list of other vehicles that must have motor third party liability insurance if they aren't registered as 'off-road':
There are exceptions to the list, for example if the vehicle is only driven on an enclosed track and not on the road. If you have a vehicle that isn't insured, TFF - the Swedish Motor Insurers Association - will charge you a fee per day which works out far higher than insurance premiums would be. If you have any questions, get in touch with TFF and check out their English website: https://www.tff.se/en/
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Unfortunately, they don't provide compensation for damage caused by other things, such as bicycles, shopping trolleys or human beings.
How to apply for compensation You need to prove:
The first step in the process is to contact your own insurance company. They should settle the claim for you and usually you won't need to contact TFF directly. If you aren't happy with the settlement, you can ask TFF to review the claim. TFF does deduct an excess of between 2000kr-3000kr from the claim. As with any crime, you should also report the damage to the police. TFF has an English version of the their website which you can find here: https://www.tff.se/en/ |
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